<html>
<head>
    <title>Frame Test</title>
</head>

<frameset rows="20%, 80%" noresize="noresize" bordercolor="gray">
    <frame src="top">
    <frameset cols="50%, 50%" noresize="noresize" bordercolor="gray" border=1>
        <frame src="left">
        <frame src="right">
    </frameset>
</frameset>

</html>